Merchant Protect can work together with and compliment 3DSecure/ Securecode / Safekey / JSecure.
Plug the security gaps arising from non enrolled cards. Merchant Protect can authenticate 100% of cards, issued anywhere, by any issuer under any card scheme - automatically.
Merchant Protect and 3DS can be used side by side – where 3DS cannot authenticate (ie circa 80% of cases), the transaction can be passed to Merchant Protect for authentication.
Merchant Protect can be used as the 2nd Factor for 1st Factor 3DS implementations (i.e. instead of SMS based systems.