Merchant Protect is an anonymous, secure, automated process for contactless authentication of credit card payments.
Credit card holders can now authenticate individual payments, on a case by case basis, without the use of complex processes, software or additional hardware or token devices.
Just like a signature at the point of purchase in a physical store, Merchant Protect is uniquely traceable back to the cardholder - providing confidence and security on each transaction.
Its easy, safe and completely anonymous!.
You may enrol your card and link your mobile during any primary authentication process. Card Enrolment and providing your mobile phone is optional.
Completely anonymous. Your online banking is accessed independently by you, and authentication details are re-keyed by you into the authentication page (link provided at time of order). Authentication uses only your order number as assigned by the merchant as a reference.
We never ask for your personal details, including your name, email, age, full credit card details or contact phone.
We aren't given any of these details by the merchant either - and we use an anonymous reference to monitor the authentication process, so we do not store any data that is of any real value.
As our authentication process relies on the security gatekeeping of the issuing bank, without any complex technical interlinks or commercial requirements.
That in turn satisfies the requirement for strong authentication, as only the legitimate cardholder will have access to the one time passwords accessible from their credit card statement.